Finance Options

What Is Cherry?

Cherry is a healthcare financing option that allows patients to split the cost of treatments and procedures into manageable payments over time. The application process is quick and uses a soft credit check, so applying does not impact your credit score.

Once approved, you can choose from available payment plans based on your eligibility and purchase amount. Cherry offers flexible repayment terms and qualifying 0% APR options, allowing you to receive your treatment now while paying over time.

Where Can I Use Cherry?

Cherry financing can be used at participating healthcare, aesthetic, dental, vision, and other eligible providers that accept Cherry.

Your Cherry approval is associated with the participating provider through which you apply. Once approved, your provider can use your available Cherry funds toward eligible treatments or procedures at their practice.

How Is Cherry Different From My Visa or MasterCard?

Unlike a traditional credit card, Cherry is designed to provide installment payment plans for specific purchases, including healthcare and aesthetic treatments. Instead of adding the purchase to a revolving credit-card balance, you select a repayment plan with scheduled payments and clearly disclosed terms.

Cherry also uses a soft credit check when you apply, which does not impact your credit score. Depending on eligibility, patients may qualify for 0% APR or other financing options. Cherry does not charge compounding or deferred interest.

I’m Not Sure I Want Another Credit Card. Why Do I Want Cherry?

Cherry is not a traditional credit card. It is a payment-plan financing option that allows you to divide the cost of your treatment into smaller, more manageable payments.

Applying is quick and uses a soft credit check, so checking your eligibility will not affect your credit score. If approved, you can review your available payment options before agreeing to a plan. Depending on your eligibility, options may include qualifying 0% APR financing.

This can make it easier to move forward with a treatment without paying the entire cost upfront or putting the full amount on a traditional credit card.

What Is a Cherry Payment Plan?

A Cherry Payment Plan allows you to finance an eligible treatment or procedure and repay the cost over time. Available repayment terms and interest rates vary based on eligibility and the amount financed, with qualifying 0% APR options available.

When you are ready to move forward, your provider will send you a checkout link. You can review your available plans, select the option that works best for you, and make the required down payment. The down payment is applied toward your total purchase price.

After your plan is established, you will make scheduled payments directly to Cherry according to the terms you selected. You can also pay your plan off early at any time without an early-payoff fee or penalty.

Enjoy your results now and pay later with convenient payment plans available through CareCredit! www.carecredit.com

CareCredit financing affords patients the ability to have their procedure and pay over time. There are a number of different payment options available – some plans even offer a 0% promotional period! Learn more on CareCredit’s website or contact our office.

Click here to fill out an application with CareCredit.

What Is CareCredit?

CareCredit is a personal line of credit for healthcare treatments and procedures for your entire family. It works like a credit card but it has two advantages. It can only be used for healthcare services and you can get No Interest* financing every time you use it. Simply pay your minimum monthly payment and pay off the entire balance by the end of your promotional period and you pay No Interest. You can get a No Interest* payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments are required.

Where Can I Use CareCredit?

Your CareCredit card can be used at over 125,000 participating healthcare practices nationwide for services including LASIK, Veterinary, Dentistry, Cosmetic Treatments, Cosmetic Surgery, Hearing Care and more. Once you have CareCredit you can use it over and over without reapplying for you, your family, and even your pets!

How is CareCredit different from my Visa or MasterCard?

Save your consumer credit cards for household or unplanned expenses! Unlike your Visa or MasterCard, CareCredit is exclusive for healthcare services and you can get No Interest* financing every time you use it. If you need more time to pay for your procedure, you can take advantage of our extended payment plans with low, fixed interest rates.

You can get a No Interest* payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments are required.

I’m not sure I want another credit card. Why do I want CareCredit?

CareCredit is designed specifically for your healthcare needs and wants, but once you’ve applied you can use it repeatedly for anyone in the family including your pets. Because it is not meant for all consumer purchases you can manage your out-of-pocket medical costs more efficiently while enjoying No Interest* financing (for at least 6 months and perhaps more depending on plan) each time you use it. In addition there are no up-front costs, no pre-payment penalties, and no annual fees.

What is a CareCredit payment plan?

CareCredit offers a full range of payment plans. Our 6, 12, 18, and 24 month No Interest* payment plans feature monthly payments as low as 3.5% of the balance and let you pay within the specified time without incurring interest charges. Simply make your minimum monthly payment and pay off your entire balance during the agreed upon time period, and you’ll pay no interest. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments are required.